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BALANCE TRANSFER & TOP UP
PURPOSE
Transfer existing home loans for better interest rates, reduced EMIs, and additional financial support through top-up facilities.
ELIGIBILITY
- Existing Home Loan Customers
- Salaried Professionals
- Self-Employed Individuals
- Property Owners With Running Loans
BENEFITS
- Lower EMI Burden
- Better Interest Structures
- Additional Top-Up Funding
- Improved Financial Planning
MAXIMUM LOAN
Top-up eligibility based on repayment history, outstanding balance, and income profile.
| TYPE | RATE |
|---|---|
| Floating ROI | ROI normally same as existing loan |
| Fixed ROI | Customized as per profile |
| Super Saver | Available for selected cases |
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